Homeowner Options

For our clients that want to keep their homes, a modification will bring the loan current and sometimes even lower the monthly payment. An alternate solution may be a payment plan or lump sum to bring current. My-Home Legal incorporates these strategies as part of the overall legal plan for the client.

For our clients that want to keep their homes, a modification will bring the loan current and sometimes even lower the monthly payment. An alternate solution may be a payment plan or lump sum to bring current. For those who don’t want the property any longer, a short sale, regular sale or deed in lieu can be attempted.

Chapter 13 bankruptcy can allow the homeowner to make payments on the past due mortgage balance and stop the bank from foreclosing on the property. No matter your situation or strategy, we are here to help you through the foreclosure process by filing the needed pleadings, attending the required mediation and hearings or bringing counterclaims.

All of the MY-HOME LEGAL fee structures are designed to create affordability for the client since they are in a financially stressed situation. So, all fee structures are a fixed fee amount so the client knows what to expect upfront.